9 Spruce St

Pompton Lakes, NJ 07032

Foreclosure Email me if this sale changes

Property Details

Beds: TBD
Baths: TBD
Sq ft: TBD
Lot: 7,405 sq ft
Year built: 1950
Property type: Not listed
Estimated price: Not listed

Foreclosure Information

APN: Tax Lot 21 Block 7803
Case number: F-25000815
Occupancy: Occupied
Lender: U.S. Bank National Association

Opening bid

$440,800

Auction date: Sep 22, 2026
Unpaid balance: $328,478
Last verified: Sep 16, 2026

How the Auction Works

Every Passaic County foreclosure sale follows the rules set by the Passaic County Sheriff's Office:

How you bid: In person, open auction (no sealed bids): bidding opens at $100, increments of at least $1,000. Pre-register, then check in with photo ID and proof of funds before 2:00 p.m. on sale day.
When sales run: Tuesdays at 2:00 p.m., starting promptly; dates and statuses can change without notice
Due if you win: 20% of the total bid immediately after signing the conditions of sale — certified check, official bank check or money order (no cash), made out to yourself and endorsed over to the Sheriff.
Balance due: Balance payable after the 10-day redemption period and due by the 30th day after the sale; lawful interest is charged on the balance from the 13th to the 30th day.
After the sale: The owner may redeem for 10 days after the sale; on full payment the bidder receives a deed, which does not by itself guarantee clear title.

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Sale History

This sale has been delayed or rescheduled 2 times since 2025. Dates can move again — verify with the county before attending. Or let us watch this for you.

Sep 22, 2026: Moved to a new sale date
Jul 8, 2025: On the sheriff's calendar for this date
Jul 8, 2025: Sale paused by a bankruptcy filing

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# Foreclosure Property Brief

## Suggested AI Task
Review this foreclosure property. Help me understand the risks, missing information, comparable sale factors, public-record checks, and due-diligence steps before bidding or making an offer.

## Property
- Address: 9 Spruce St
- Location: Pompton Lakes, NJ 07032
- County: Passaic County
- Lot size: 7,405 sq ft
- Year built: 1950
- Coordinates: 40.9985796, -74.2961840

## Foreclosure Sale
- Opening bid: $440,800
- Auction date: Sep 22, 2026
- Unpaid balance: $328,478
- Occupancy: Occupied
- Foreclosure status: Foreclosure
- Foreclosure type: Foreclosure
- Case number: F-25000815

## How the Auction Works (Passaic County, per the county's published rules)
- Sale authority: Passaic County Sheriff's Office
- How to bid: In person, open auction (no sealed bids): bidding opens at $100, increments of at least $1,000. Pre-register, then check in with photo ID and proof of funds before 2:00 p.m. on sale day.
- Sale schedule: Tuesdays at 2:00 p.m., starting promptly; dates and statuses can change without notice
- Deposit at sale: 20% of the total bid immediately after signing the conditions of sale — certified check, official bank check or money order (no cash), made out to yourself and endorsed over to the Sheriff.
- Balance due: Balance payable after the 10-day redemption period and due by the 30th day after the sale; lawful interest is charged on the balance from the 13th to the 30th day.
- Confirmation: The owner may redeem for 10 days after the sale; on full payment the bidder receives a deed, which does not by itself guarantee clear title.
- Rules verified: Jul 28, 2026

## Sale History (as published by the county)
- Sep 22, 2026: Moved to a new sale date (county status: "Rescheduled")
- Jul 8, 2025: On the sheriff's calendar for this date (county status: "Scheduled")
- Jul 8, 2025: Sale paused by a bankruptcy filing (county status: "Bankruptcy")

## Foreclosure Information
- APN: Tax Lot 21 Block 7803
- Lender: U.S. Bank National Association

## Source
- Listing URL: https://dwelllisting.com/new-jersey/pompton-lakes/9-spruce-st-pompton-lakes-nj-07032-tax-lot-21-block-7803